faturas_4docs/Compliance/Services/ValidationRules/PaymentTermsValidationRule.cs

using System;
using System.Threading.Tasks;
using System.Text;
using Compliance.Domain.Models;
using Compliance.DTOs;
using Compliance.Infrastructure.Repositories;

namespace Compliance.Services.ValidationRules
{
    public class PaymentTermsValidationRule(IDistributorRepository distributorRepository) : IValidationRule
    {
        private readonly IDistributorRepository _distributorRepository = distributorRepository;
        private const string RULE_NAME = "Payment Terms Validation";
        private const string DUE_DATE_ERROR = "Due date doesn't meet minimum required days";
        private const string LATE_FEE_ERROR = "Late payment fee calculation is incorrect";
        private const string INTEREST_ERROR = "Interest calculation is incorrect";
        private const string PARTIAL_ERROR = "Partial payment not allowed for this consumer";
        private const decimal TOLERANCE = 0.01m;
        public int Priority => 9;  // Run after additional charges validation

        public async Task<ValidationResult> ValidateAsync(
            BillComplianceRequest request,
            DistributorInformation distributorInfo,
            Client clientInfo)
        {
            var termsInfo = await _distributorRepository.GetPaymentTermsInformationAsync(
                request.DistributorName,
                request.ConsumerGroup,
                request.Month) ?? throw new InvalidOperationException("Payment terms information not found");

            var isValid = true;
            var message = new StringBuilder();

            // Get applicable minimum due days
            var minimumDueDays = termsInfo.GroupSpecificDueDays.TryGetValue(
                request.ConsumerGroup.ToLower(), 
                out var specialDays) ? specialDays : termsInfo.MinimumDueDays;

            // Validate due date
            var daysUntilDue = (request.DueDate - request.IssueDate).Days;
            if (daysUntilDue < minimumDueDays)
            {
                isValid = false;
                message.AppendLine($"{DUE_DATE_ERROR}. Minimum: {minimumDueDays}, Found: {daysUntilDue}");
            }

            // Validate late payment charges if applicable
            if (request.PaymentDate > request.DueDate && 
                !termsInfo.ExemptFromLateCharges.Contains(request.ConsumerGroup.ToLower()))
            {
                // Validate late payment fee
                var expectedLateFee = CalculateLateFee(request.BillTotalBeforeLateCharges, termsInfo.LatePaymentFeePercentage);
                if (Math.Abs(request.LatePaymentFee - expectedLateFee) > TOLERANCE)
                {
                    isValid = false;
                    message.AppendLine($"{LATE_FEE_ERROR}. Expected: {expectedLateFee:F2}, Found: {request.LatePaymentFee:F2}");
                }

                // Validate interest
                var expectedInterest = CalculateInterest(
                    request.BillTotalBeforeLateCharges,
                    request.DueDate,
                    request.PaymentDate,
                    termsInfo.MonthlyInterestRate);
                if (Math.Abs(request.InterestAmount - expectedInterest) > TOLERANCE)
                {
                    isValid = false;
                    message.AppendLine($"{INTEREST_ERROR}. Expected: {expectedInterest:F2}, Found: {request.InterestAmount:F2}");
                }
            }

            // Validate partial payment if applicable
            if (request.IsPartialPayment && !termsInfo.AllowPartialPayments)
            {
                isValid = false;
                message.AppendLine(PARTIAL_ERROR);
            }

            return new ValidationResult
            {
                IsValid = isValid,
                RuleName = RULE_NAME,
                Message = message.ToString().TrimEnd()
            };
        }

        private static decimal CalculateLateFee(decimal amount, decimal feePercentage)
        {
            return amount * (feePercentage / 100m);
        }

        private static decimal CalculateInterest(
            decimal amount,
            DateTime dueDate,
            DateTime paymentDate,
            decimal monthlyRate)
        {
            var monthsLate = ((paymentDate.Year - dueDate.Year) * 12) + 
                            paymentDate.Month - dueDate.Month +
                            (paymentDate.Day >= dueDate.Day ? 0 : -1);

            if (monthsLate <= 0) return 0;

            return amount * (monthlyRate / 100m) * monthsLate;
        }
    }
}